What is Workers Compensation Insurance?
With our workers compensation insurance we can protect both you and your employees if someone gets injured or ill on the job. For the workers, we can provide a number of coverages. Such as medical care, lost wages, rehabilitation and more. For you as an employer, we provide peace of mind.
Who is it suitable for?
Almost every state require workers compensation insurance by law even if you have temporary or seasonal workers. You must check the regulations in your state that you have to follow because there are differences. In general these laws help ensure that you provide coverage for the cost of work-related injuries or occupational diseases, regardless of employee negligence.
We can offer quality workers compensation options for many business classes, such as:
- Artisan Contractors
- Technology Companies
- Home Care Agencies
- Medical Offices
- Transportation and Trucking for Hire
- Limousine and Bus Companies
- Non Profits
Coverages we offer:
- Medical expenses
- Comprehensive Injury Management Solutions
- Risk Control Services
- Lost wages
- Death benefits
- Many more
If an employee of yours gets injured from non work-related activity like playing football for example, your policy won’t cover him.
What is the cost?
In short, your rate will depend on specific factors such as your state, payroll and claims history. You can customize your policy to fit your specific needs and follow the laws in your state. Also, we can provide flexible payment plans.
Give us a call and we will help you get the coverages you need to protect your business.
All content is for general information purposes and does not constitute insurance or legal advice.